A College Course on Retirement Planning

We’re committed to helping you make informed decisions about your financial future. We invite all clients, referrals and visitors to attend our events.

Safe & Secure Retirement Workshops

Our client workshops, appreciation events, speaking engagements and presentations provide an opportunity for you to receive additional financial education at no cost. We offer informational workshops and guest speakers as well as educational handouts, reference materials and product literature.

We invite all clients, referrals and visitors to attend our workshops. Please take the opportunity at these workshops to request a private consultation scheduled at your convenience.

Our Calendar of Workshops

Planning Your Retirement

A Free Classroom Course Teaching the Foundations for a Sound Retirement

This comprehensive retirement course is being offered free of charge at Norco College as a community service for those in the early stages of retirement and for those about to retire. This course addresses difficult retirement topics such as Retirement Income and Retirement Tax Planning, Social Security Maximization Strategies, Long Term Care, Legacy Planning and the pitfalls to avoid throughout the retirement years. You will receive financial tools to help you better understand risk, taxes, budgeting, and estate planning.
*Nothing will be sold at this educational program.

What You Will Learn:

  • The truth about annuities and what to be aware of.

  • Why so many retirees are in danger of outliving their money, and steps you can take to help avoid it.

  • Understanding the risks involved with different types of investments and how to allocate assets based on your personal risk tolerance.

  • The sources of retirement income – including updates on Social Security -- and how to build a solid retirement income plan of your own.

  • The rules, regulations and tax consequences of Qualified Plans (IRA, 401k 403b) and how to manage them.

  • Key questions you should ask any financial advisor.

  • Getting your estate in order: understanding wills, trusts, probate and tax–efficient distribution to your heirs.

  • And much more!

Who Should Attend?

  • Individuals and couples between the ages of 50 and 70.

  • Those concerned about our financial markets & wanting to prepare for the next recession.

  • Investors looking for other perspectives or ideas.

  • Baby Boomers looking for guidance based on recent academic research.

Why Now?

  • Recent changes in the Tax Laws have created new opportunities.

  • Global market instability and volatility necessitate action.

  • Recent research indicates a different approach to retirement planning could be beneficial.

  • You only get one shot at retirement. Make it count.

Register for a Workshop!

Get access to our helpful retirement kit which includes three guides that address topics you should consider when planning your retirement.

Privacy Policy | Terms of Use

Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Safe and Secure Retirement and Insurance Services. Securities transactions for Horter Investment Management clients are placed through TCA by E*TRADE, TD Ameritrade and Nationwide Advisory Solutions.

Safe and Secure Retirement and Insurance is operating under Agency CA License #0F04191
Mark Billes operates under CA License #0D73605

*Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.

The “helpful retirement kit” is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.

Insurance and annuity products are not sold through Horter Investment Management, LLC (“Horter”). Horter does not endorse any annuity or insurance products nor does it guarantee their performance. Owners of these products are subject to the terms and conditions of the policies and contracts of the issuing companies. All product guarantees depend on the insurance company’s financial strength and claims-paying ability.

Past performance is no guarantee of future results. Investments are subject to risk, including market and interest rate fluctuations. Investors can and do lose money.